2025 Ira Contribution Limits Catch Up 2025. Here’s a breakdown of the estimated ira contribution limits for 2025, along with some other key retirement accounts: The 2025 catch‑up contribution limit for individuals aged 50 and over will stay at $1,000, the same rate from 2024.
The total employee contribution limit to all 401(k) and 403(b) plans for those under 50 will be going up from $23,000 in 2024 to $23,500 in 2025. The ira contribution limits for 2025 are $7,000 for those under age 50, and $8,000 for those age 50 or older.
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